Fixed Rate Mortgages
The most common type of mortgage program where your monthly payments for interest and principal never change.

Adjustable Rate Mortgages (ARM)
These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals.

FHA Loans
The Department of Housing and Development (HUD), is the federal department responsible for the major housing programs in the United States.  One of these programs is the FHA (Federal Housing Administration) loan. 

FHA 203k Rehab Loans
Renovation loans such as the FHA 203k program are used to purchase and make improvements to an existing property.

VA Loans
A Veterans Administration (VA) loan can be used to help American servicemen or women and/or their spouses secure financing for a mortgage purchase or refinance.

NHHFA Loans
The Single Family Mortgage Program provides first mortgage financing at below market rates, 30-year fixed rates, options with 1 point or with no points, low down payment requirements, cash assistance grants, and other flexible underwriting criteria. 

Reverse Mortgages
A Special type of loan made to older homeowners (typically 62 +) to enable them to convert the equity in their home to cash to finance other needs.

Balloon Mortgages
Short term mortgages that have some features of a fixed rate mortgage.

Interest Rate Buydowns
The buyer would pay points above current market points in order to pay a below market interest rate during the first two years of the loan. At the end of the two years they would then pay the old market rate for the remaining term.

Jumbo Loans
When you are ready to make a purchase, you are going to be faced with unique terms such as conforming and jumbo loans. So, what is a jumbo loan?

100% Financing
Have no money to put down? You may qualify for this Government insured program.

Choosing The Best Program
The right type of mortgage for you depends on many different factors