Tom O'Brien

Toll Free: 800-367-3778 x239
Cell: (603) 493-5193
Direct: (603) 216-0022
Fax: (603) 434-3868
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Mortgages are not one size fits all. Credit history, employment status, long-term investment goals, and risk tolerance are just a few of the important factors to consider when choosing a loan.
My commitment to my clients, whether your looking to refinance or purchase for the first time, or you’re a seasoned investor……is the following:

  1. Listening to client’s individual wants and needs
  2. Being honest, dependable, and available to answer questions at any time……….SERVICE, SERVICE, SERVICE…… and follow up.
  3. Providing clients with valuable information so they can make an educated decision
  4. Secure the BEST RATES…..and THE RIGHT PROGRAM possible so clients know they are getting the best deal.
  5. Always keep the Communication lines open with realtors and clients through-out the loan process.
  6. Make the process easy, convenient and painless.

We are a professional Mortgage Banker (a Direct Lender). Direct Lender’s offers you several advantages over a
Bank or Mortgage Broker:

  1. Save you both time and money- by eliminating the need for a middle man (Mortgage Broker) between the client and us.
  2. Better rates and loans that can fit your unique situation - We are one of the few Direct Lenders that offers you a wide array of loans at more competitive rates than any Bank can offer (Banks have a limited selection and strict guidelines)

I understand that by serving clients and looking out for their best interest I earn their trust and become their lender FOR LIFE……. Referrals and repeat business is the cornerstone of my business and also what makes up 90% of my business.

I take pride in providing my clients with honest and dependable service. I can help you assess your financing needs, and provide the information and guidance you need to make the right decision.
My livelihood is built on referral business, so your satisfaction increases my success.

I’m always available on my cell 7 days a week ………………..603-493-5193

 

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NEW STAFF!
We welcome Sam Freeman to our team! He will be originating loans for our New England Branch.
Learn more about Sam

NEW STAFF!
We welcome Lou Mallous to our team! He will be originating loans for our New England Branch.
Learn more about Lou

NEW STAFF!
We welcome Shannon Badger to our team! She will be originating loans for our New England Branch.
Learn more about Shannon

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Read the latest mortgage news and share your thoughts with the community. Click Here

 

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Licensed by the South Carolina Banking Department